Terms of use

By using this website you agree to these terms and to the privacy policy. If you do not agree, please do not use the site. The site is operated by Wolfepack Strategic Partners, an independent insurance brokerage based in Texas; licensing details appear in the footer of every page.

This is general educational information, not insurance advice and not a recommendation of any product. Coverage varies by carrier and state; consult a licensed agent.

Nothing on this site is an offer to sell or a solicitation to buy any insurance product, and nothing here recommends a product for you. Product descriptions are general: they name the type of insurance (life insurance, annuities, long-term care insurance, and property and casualty insurance) and describe what each generally addresses.

Coverage is subject to carrier underwriting and approval.

Not all products are available in all states.

Submitting a message does not create an agent-client relationship.

Reading this site, sending a message, or receiving a reply does not create an agent-client relationship and does not bind, change, or renew any coverage. Coverage exists only when a carrier issues a policy or contract, and claims are handled by the carrier.

Wolfepack Strategic Partners is an independent brokerage. It is not owned by, operated by, or affiliated with any insurance carrier, and no carrier sponsors or endorses it. Policies and contracts are issued by the insurance carrier, not by the brokerage. Where a carrier is mentioned on this site, it is named in plain text and the mention does not imply endorsement by that carrier.

Pages written for agents and agencies describe how contracting works in general terms. Contracting itself is governed by the written producer agreement and by each carrier's own appointment process, not by this site. Commission schedules are provided after contracting, and no income is projected anywhere on this site.

Use the site as it is meant to be used. In particular, do not:

• Send messages through the contact form that are unlawful, abusive, or sent on someone else's behalf without their permission.
• Attempt to bypass the spam check or the submission limits on the contact form.
• Introduce malicious code, probe the site for weaknesses, or interfere with its operation.
• Impersonate the brokerage, its staff, or any carrier.

Automated readers are welcome to use the machine-readable files this site publishes (the sitemap, the feed, llms.txt, and agents.json) within the rules stated in robots.txt.

The Wolfepack Strategic Partners name, the howling wolf mark, and the text of this site belong to the brokerage. You may read, print, and link to any page, and you may quote from an article with attribution and a link back. Do not reproduce the mark, present the content as your own, or use the name or mark in a way that suggests a relationship, an endorsement, or a product.

The site relies on outside services for hosting, email delivery, spam protection, and (with your permission) analytics; each operates under its own terms, as the privacy policy describes. Links to other websites are provided for convenience and are not endorsements, and we are not responsible for their content.

We work to keep the information on this site accurate and current and we correct errors when we find them, but the site is provided as is. We do not warrant that it will be uninterrupted or without errors. A bracketed value such as a license number shown in brackets is a placeholder pending confirmation, and it is not a fact until it is filled in.

To the extent the law allows, Wolfepack Strategic Partners is not liable for indirect, incidental, or consequential loss arising from your use of this site or your reliance on its general information. Nothing in these terms limits any liability that cannot be limited by law.

These terms are governed by the laws of the State of Texas, without regard to its conflict of law rules. Any dispute about this site is brought in the state or federal courts located in Texas.

When these terms change, the date at the head of the page changes with it. Continued use of the site after a change means you accept the updated terms.

Questions about these terms go to Dwolfe@wolfepacksp.com.